Wednesday, July 22, 2009

QUIZ: How Big a Risk-Taker are You?


1) If I had enough money to live on for a year, right now, I'd . . .

a. Quit my job and take off for a year because I may never get that chance again.
b. Keep working and spend the extra cash on fun stuff.
c. Try to save most of it.

2) I would change jobs if . . .

a.I thought the new job would be something I would like to do more and would be much better at.
b. The new job title would sound cool to my friends, even though the money is no better.
c. The new place offered me more money, even if I didn't really like the job.

3) I envy people who are richer than I am and I want to be one of them one day.

a. Strongly agree.
b. Not sure.
c. Disagree.

4) I planned a great vacation and then find out I lost my job. I . . .

a. Go anyway because I figure I'll feel more like looking for a new job after I've had some fun.
b. Go on a vacation that doesn't cost as much but still will be fun.
c. Cancel the vacation plans and start job-hunting.

5) Here's how I feel about debt:

a. All my friends have some, for college loans and stuff, so it doesn't bother me.
b. I don't want to have credit card debt but I realize that sometimes that's what happens in life.
c. I don't like the idea of owing anybody anything.

6) If I see something I like, I . . .

a. Try to talk myself out of it because I often regret buying stuff afterward.
b. Shop around to see if other stores have the same thing for less.
c. Buy it -- it's not worth the time to come back later and it might be gone by then.

7) When I am facing a big money decision, I . . .

a. Do some research on the Internet, call friends, and even see what my parents or some other expert-types have to say.
b. Call my friends to see what they would do.
c. Flip a coin -- these things even out.

SCORE: Count up your points

1) a. 3; b. 2; c. 1
2) a. 1; b. 2; c. 3
3) a. 3; b. 2; c. 1
4) a. 3; b. 2; c. 1
5) a. 3; b. 2; c. 1
6) a. 1; b. 2; c. 3
7) a. 1; b. 2; c. 3

What your score means:

If you scored between 19 and 21 points, you are willing to take a lot of risks. Sometimes risks pay off -- but if you don't also start trying to weigh your choices more carefully, you could find yourself in financial trouble.

If you scored between 11 and 18 points, you seem able to balance some risk with common sense. That's just what you'll need to succeed in your career.

If you scored between 7 and 10 points, you don't seem comfortable taking a lot of risks. While you don't want to play it completely safe all of your life, you're probably on the right path to financial security.

The above is an excerpt from the book You Don't Have to Learn the Hard Way: Making it in the Real World: A Guide for Graduates by J.R. Parrish. The above excerpt is a digitally scanned reproduction of text from print. Although this excerpt has been proofread, occasional errors may appear due to the scanning process. Please refer to the finished book for accuracy.

Copyright © 2009 J.R. Parrish, author of You Don't Have to Learn the Hard Way: Making It in the Real World: A Guide for Graduates

Drawing from his own experiences as a husband, parent and entrepreneur who did learn the hard way, Parrish synthesizes a life’s worth of well- earned wisdom into a no-nonsense blueprint for personal and professional fulfillment. Writing with self-deprecating humor and grace, he offers a mentor’s advice on everything from how to nail the big job interview, avoid relationship mistakes and cultivate career alliances to managing your finances and circumventing the typical pitfalls of independence.

J.R. coaches readers on:

Developing valuable people skills
Avoiding romantic involvement that can derail your goals
How to set priorities for life and career
The long-term benefits of self-discipline
How to recognize the consequences of your choices
The rewarding payback for kindness and generosity
Creating good habits that serve your dreams rather than being a victim of bad habits that destroy them
The freedom achieved by sound saving and investing

Never preachy, You Don’t Have to Learn the Hard Way also features awakening self-discovery quizzes that guide readers to deeper self-understanding.

Author Bio
J.R. Parrish, author of You Don't Have to Learn the Hard Way: Making it in the Real World: A Guide for Graduates, went from being a milkman to a multimillionaire. In 1974, he founded J. R. Parrish Inc., a commercial real estate company in Silicon Valley. He ran the company based on the premise that to succeed in life, you must treat people with fairness and respect, a premise that not only won him friends, but made him a fortune. J.R. spent the next 25 years studying and teaching his employees and brokers about human relations. The company grew to be a huge success and one of the premier real estate brokerage firms in Silicon Valley. J.R. retired in 1999. Today, he and his wife Lisa live in one of the most idyllic spots in the Hawaiian Islands, on their own coffee plantation. He continues to support the ideals he believes in through his foundation.

For more information please visit www.parrishonline.com



We have one (1) copy of You Don't Have to Learn the Hard Way: Making It in the Real World: A Guide for Graduates to give away to one lucky reader.

There are several ways to enter - here are the rules:

Please note: Your email address MUST either be in your comment or available on your blogger profile or your entry will NOT count!! **

* Leave us a comment on any post here at Pink Lemonade (be sure to comment on this post & let us know where you commented). Feel free to leave a comment on this post telling us why you may need this book.

* Become a follower on Twitter. Leave me a comment to let me know your twitter name (if you are already a follower, leave me a comment with your twitter name).

* Become a fan on our new Facebook page. Leave me a comment to let me know your Facebook name.

* Subscribe to our RSS Feed or sign up to receive Pink Lemonade by Email. Leave me a comment to let me know you. If you are already a subscriber, leave me a comment and let me know.

* Blog about our contest on your blog. Leave me a comment with your post url.

* Place our widget on your blog (it's toward the bottom of this page in the far right column - just click "get widget" at the bottom of the widget). Leave me a comment with your site url.

* Become a member of our Social Network. Leave a comment with your username.

There you have it! Seven very simple ways to enter our contest - how easy is that? Complete rules can be found on our Contest page.

This contest ends Tuesday, July 28th at 11:59pm (pdst) so don't wait - make sure you've gotten all seven entries! Please note: entries received after the cutoff time will be deleted prior to drawing a winner.

- Liz

Posted by Liz of Pink Lemonade

No comments: